Renewal review
AIPrior policy against the renewal offer. What eroded, what changed, what got more expensive. Limits, deductibles, endorsements and forms side by side, normalized across carriers so the comparison is apples to apples.
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Compare · check · propose · loss runs
Policy comparison that reads the 80-page policy so your account manager doesn't have to.
Coverage gets missed because somebody had to read two long policies side by side at 4:45 on a Friday. PrismAMS does the reading. Drop in the dec pages, the quotes or the proposals, in whatever format they arrived, and get back the differences that matter, ranked, with the page they came from. Then check what was actually bound against what your system says, before the gap turns into an E&O claim.
- 3 modes
- Renewal · shopping · gap audit
- 4-way
- Expiring · quote · issued · AMS
- Ranked
- Critical to low, top of list first
- Any format
- PDF, Word, Excel, photo
What's included
Everything in Policy comparison, shipped today.
Shopping and remarketing
AIThe incumbent against every competing quote, ranked by real value rather than the premium on the last page. The report is branded to your agency and ready to hand to the client.
Coverage gap audit
AIOne policy or a whole account, checked for gaps, low limits and missing endorsements against the exposures on the record.
Policy Check
AIFour-way reconciliation of the expiring policy, the carrier quote, the issued policy and your own AMS record. The fourth source comes from your system automatically, so nobody pastes their own data back in.
A work queue, not a report
Every Policy Check finding resolves one of four ways: write it back to the record, raise it with the carrier, fix it by hand, or dismiss it. Severity runs critical to low, so the top of the list is always the thing that matters.
The carrier email, drafted
AIWhen a finding needs the carrier to fix the issued policy, the change-request email is drafted from the finding. You read it and send it.
Proposal Builder
AICarrier quote PDF in, branded client proposal out. Limits, deductibles, fees and class codes are extracted, surplus-lines tax and fees come from your own rate table, and the review screen's numbers match the rendered document exactly.
Loss Runs
AICarrier loss runs extracted into structured claims, with a renewal-ready summary, a book-wide claims view and an export that opens in Excel. A failed extraction shows as failed, never as an empty success.
Any format they send
PDF, Word, Excel, CSV, plain text, and photos or scans of paper. Label each document, and the comparison knows which is the prior and which is the offer.
How it works
Four steps, no export in the middle.
- 01
Drop in the documents
The expiring policy and the renewal, or the incumbent and the quotes, or one policy for an audit. Any format.
- 02
Pick the mode
Renewal review, shopping, or gap audit. Comparing two renewal options is a different question from checking what got bound.
- 03
Read the top of the list
Findings come back ranked by severity and cite the page they came from. Triage takes a minute, not an afternoon.
- 04
Act from the finding
Write it back to the policy record, send the drafted carrier email, or hand the client the branded report. Nothing writes back without a person confirming it.
Why it's different
Why this works better inside the AMS than as a separate tool.
- Policy Check can compare against your own record because the record is in the same system. A standalone tool can only compare the files you upload.
- A confirmed finding writes straight to the policy. There is no export, attachment and re-key step.
- The renewal comparison, the proposal and the loss-run summary all land on the same client, on the same timeline.
- Every finding cites its source page, so a reviewer checks the finding rather than trusting the model.
FAQ
Common questions.
+How accurate is the comparison?
Findings are presented for review, ranked, and each one cites the page it came from. A person confirms before anything writes to a policy record. Treat it as a very fast first read that a licensed person checks, which is what it is.
+Can it read scanned or photographed policies?
Yes. Photos and scans are read natively, including poor scans. Clean digital PDFs are still the easiest input.
+Does Policy Check need my AMS record to be perfect?
No. Differences between the documents and your record are exactly what it surfaces. If the record is wrong, that shows up as a finding you can write back in one click.
+Is the client-facing report branded?
Yes. Comparison reports and proposals carry your agency's branding and are ready to send.
Off-the-shelf is for cereal.
Give us 30 minutes and we'll walk through your real workflows in a tenant set up for your agency. No slides.